By Grant Bissell
St. Louis (KSDK) - Because of the risk of injury with trampolines, they're on the radar of insurance companies.
The Insurance Information Institute says every year there are more than 105,000 trampoline claims.
Those claims cost more than $300 million.
Trampolining has been an Olympic sport since 2000, but the American Academy of Orthopedic Surgeons says even top trampoline athletes can be seriously injured.
For that reason, some experts say trampolines shouldn't be kept at home and shouldn't be used by kids at all.
They may seem funny, but an insurance expert says they're a huge liability to homeowners and could cause you to be dropped from your homeowners' policy.
"Anybody who's been on the internet or watched America's Funniest Home Videos have seen all the injuries. They've seen all the things that can happen. And every one of those, if you're an insurance person, you're saying to yourself 'That's going to cost the homeowner, that's going to be a liability lawsuit.' And they're always going to find the homeowner negligent for one reason or another," said Tom Rothwell with insurance Advisors of St. Louis.
Some insurance companies don't allow trampolines on their homeowners' policy. Others do, but you have to meet certain conditions.
Check with your company to make sure you're in the clear.