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ST. LOUIS (KSDK) - We like to keep an eye out for money on First @ 4, so we asked Thomas Nitzsche from ClearPoint Credit Counseling Solutions to join us with some advice on handling student loan debt.

First, the grim statistics: student loan debt has topped $1 trillion, and the 12 percent delinquency rate is higher than the delinquency rate for credit cards and mortgage payments.

Click the video player above to hear what Nitzsche had to say was the reason behind the problems.

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