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KSDK – Gift cards were the most requested – and some would say most impersonal – present this holiday season.

But they're also among the most-forgotten. More than $43 billion in gift cards have gone unused since 2005. So what can you do if you were really hoping for Bed, Bath and Beyond and got Target instead?

Thomas Nitzche with Clearpoint Credit Counseling Solutions joined us on First at 4 with some ideas about what to do with those unused gift cards.