KSDK -How healthy is your savings account?

Not so good, according to the annual bankrate.com survey.

It shows more than a quarter of Americans have no emergency savings.

Of those who do, 67 percent have less than six months worth of what it would take to cover their monthly expenses.

Thomas Nitzsche from Clearpoint Credit Counseling Solutions joined us on First at Four to talk about why this is so difficult for most of us, and how you can get started.

Click on the video player to watch.

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