Half of all workers don't have an employer-sponsored plan to save for retirement. That's one of the reasons why President Barack Obama announced in the State of the Union address that the treasury department will soon be offering a new retirement account called "MyRA."

So who's eligible and how do you sign up? Thomas Nitzche with Clearpoint Credit Counseling Solutions joined us live via Google Plus from Atlanta with what you need to know.

Watch the video above for more.