ST. LOUIS – According to a new list, St. Louis is the most fire safe city in the Midwest.

HomeownersInsurance.com lists St. Louis at the top of the list, saying "No city is fire proof, but St. Louis comes pretty close."

STL's high ranking comes courtesy of updated electrical and HVAC systems in many homes, which pose fewer risks than older HVAC units and wiring.

The study also states 84.9 percent households in the city are smoke-free.

You can view the rest of the list on HomeownersInsurance.com's website.

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