ST. LOUIS — Most homeowners carry homeowners insurance. The law requires drivers to carry auto insurance. However, less than half of all tenants carry renters insurance, thinking either they do not need it or that it’s too expensive.

If you rent or are about to sign a lease, Ed Herman of Brown and Crouppen has some information you should know.

Something to keep in mind is how valuable your belongings are. Renters insurance can be beneficial in the event of something happening to your precious items.

The landlord’s property insurance would cover the property for things like bad weather damage, but this doesn’t cover all your personal stuff.

If you need legal advice, give the experts at Brown and Crouppen a call at 314-222-2222. You can also find them online at