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2.4 million cards compromised at Schnucks stores

The company says the breach affected card numbers and expirations dates only. No names, addresses or personal information was taken.

ST. LOUIS(KSDK) - The Schnucks credit card breach impacted about 2.4 million credit and debit cards used at 79 of its 100 stores, according to the company.

The companysaidthe breachhappenedover athree month period, between December 2012 and March 29, 2013.

The company said the breach affected card numbers and expirations dates only. No names, addresses or personal information was taken.

Schnucks has created a dedicated call center for customers if they have additional questions about what happened and steps they can take to protect themselves. Please call 1-888-414-8022, Monday - Friday, 9 a.m. - 5 p.m. and through the weekend Saturday and Sunday, April 20-21, from 9 a.m. - 4 p.m.


Statement from Chairman and CEO Scott Schnuck:

"On behalf of myself, the Schnuck family, and all of our 15,000 teammates, I apologize to everyone affected by this incident," said Scott Schnuck. "Over the years, technology has helped us deliver superior customer service, but it also introduces risks that we have actively worked to manage through compliance audits, encryption technology and various other security measures.

"We've worked hard to provide a secure transaction environment for our customers and, today I make a personal pledge to you that we will be relentless in maintaining the security of our payment processing system. We expect that the actions we have taken and will take in the future will send a clear signal that our customers may continue to trust us," said Schnuck.

"Schnucks has worked with its payment processor to make sure all potentially affected card numbers are sent to the credit card companies so that they may continue sending alerts to the issuing banks. Those banks will then be able to take steps to protect their cardholders, such as adding enhanced transaction monitoring or reissuing a new card. Many banks have already taken these steps.

"Customers have asked me if it is safe to shop at Schnucks," continued Schnuck. "Yes, we believe it is, and we will work hard to keep it that way."

See below for the complete list of stores.

Schnucks Florissant (Dec. 9 - Mar. 29) 8200 N. Lindbergh, Florissant, MO 63031
Schnucks Grandview (Dec. 10 - Mar. 29) 74 Grandview Plaza, Florissant, MO 63033
Schnucks Cross Keys (Dec. 10 - Mar. 29) 13987 New Halls Ferry, Florissant, MO 63033
Schnucks Shackelford (Dec. 10 - Mar. 29) 1160 Shackelford, Florissant, MO 63031
Schnucks Westfall Plaza (Dec. 10 - Mar. 29) 8037 W. Florissant, Jennings, MO 63136
Schnucks University City (Dec. 10 - Mar. 29) 6920 Olive Boulevard, U. City, MO 63130
Schnucks Bridgeton (Dec. 10 - Mar. 29) 11253 St. Charles Rock Rd., Bridgeton, MO 63044
Schnucks Cool Valley (Dec. 10 - Mar. 29) 1225 S. Florissant Rd., St. Louis, MO 63121
Schnucks Overland (Dec. 10 - Mar. 29) 9074 Overland Plaza, Overland, MO 63114
Schnucks Sierra Vista (Dec. 10 - Mar. 29) 1589 Sierra Vista Plaza, St. Louis, MO 63138
Schnucks Brentwood (Dec. 9 - Mar. 29) 8800 Manchester, Brentwood, MO 63144
Brentwood Specialty Rx (Dec. 10 - Mar. 29) 1520 S. Brentwood Blvd., Brentwood, MO 63144
Schnucks Butler Hill (Dec. 9 - Mar. 29) 4333 Butler Hill, St. Louis, MO 63128
Schnucks Telegraph (Dec. 10 - Mar. 29) 5519 Oakville Shopping Center, St. Louis, MO 63129
Schnucks Concord Village (Dec. 10 - Mar. 29) 5434 Southfield Center, St. Louis, MO 63123
Schnucks Affton (Dec. 10 - Mar. 29) 10070 Gravois, St. Louis, MO 63123
Schnucks Crestwood (Dec. 10 - Mar. 29) 9540 Watson Road, Crestwood, MO 63126
Schnucks Webster (Dec. 10 - Mar. 29) 8650 Big Bend, Webster Groves, MO 63119
Schnucks Kirkwood (Dec. 10 - Mar. 29) 10233 Manchester, Kirkwood, MO 63122
Schnucks Des Peres (Dec. 10 - Mar. 29) 12332 Manchester Rd, Des Peres, MO 63131
Schnucks Richmond Center (Dec. 10 - Mar. 29) 6600 Clayton Road, Richmond Heights, MO 63117
Schnucks Eureka Pointe (Dec. 10 - Mar. 29) 245 East 5th St., Eureka, MO 63025
Schnucks Ladue (Dec. 10 - Mar. 29) 8867 Ladue, Ladue, MO 63124
Schnucks Ballwin (Dec. 9 - Mar. 29) 15425 Manchester, Ballwin, MO 63011
Schnucks Wildwood (Dec. 10 - Mar. 29) 16580 Manchester, Wildwood, MO 63040
Schnucks Chesterfield (Dec. 10 - Mar. 29) 141 Hilltown Village, Chesterfield, MO 63017
Schnucks Woods Mill (Dec. 10 - Mar. 29) 1060 Woods Mill Plaza, Chesterfield, MO 63017
Schnucks Twin Oaks (Dec. 10 - Mar. 29) 1393 Big Bend, Ste. 1, Ballwin, MO 63021
Schnucks Mason (Bellerive) (Dec. 9 - Mar. 29) 12756 Olive Boulevard, St. Louis, MO 63141
Schnucks Dorsett (Dec. 9 - Mar. 29) 2030 Dorsett Rd., Maryland Heights, MO 63043
Culinaria (Downtown) (Dec. 10 - Mar. 29) 315 N. 9th St., St. Louis, MO 63101
Schnucks Hampton & Gravois (Dec. 9 - Mar. 29) 7450 Hampton Avenue, St. Louis, MO 63109
Schnucks Arsenal (Dec. 10 - Mar. 29) 5055 Arsenal, St. Louis, MO 63139
Schnucks Hampton Village (Dec. 10 - Mar. 29) 60 Hampton Village Plaza, St. Louis, MO 63109
Schnucks South City (Dec. 10 - Mar. 29) 3430 S. Grand, St. Louis, MO 63118
Schnucks Loughborough (Dec. 10 - Mar. 29) 1020 Loughborough, St. Louis, MO 63111
Schnucks Lindell (Dec. 10 - Mar. 29) 4171 Lindell Boulevard, St. Louis, MO 63108
Lindell Specialty Rx (Dec. 10 - Mar. 29) 3960 Lindell Boulevard, 63108
Schnucks City Plaza (Dec. 9 - Mar. 29) 3431 Union, St. Louis, MO 63115
Schnucks Mid Rivers (Dec. 9 - Mar. 29) 577 Mid Rivers Mall Dr., St. Peters, MO 63376
Schnucks Zumbehl (Dec. 9 - Mar. 29) 1950 Zumbehl Road, St. Charles, MO 63303
Schnucks Cottleville (Dec. 10 - Mar. 29) 6083 Mid Rivers Mall Dr., Cottleville, MO 63304
Schnucks O'Fallon (Dec. 10 - Mar. 29) 8660 Veterans Memorial Pkwy., O'Fallon, MO 63366
Schnucks Lake Saint Louis (Dec. 10 - Mar. 29) 101 Civic Center Dr., Lake St. Louis, MO 63367
Schnucks Harvester (Dec. 10 - Mar. 29) 48 Plaza Ninety-Four Drive, St. Peters, MO 63376
Schnucks Wentzville (Dec. 10 - Mar. 29) 1960 Wentzville Parkway, Wentzville, MO 63385
Schnucks Dillon (Dec. 10 - Mar. 29) #20 Gravois Dillon Plaza, High Ridge, MO 63049
Schnucks Richardson Crossing (Dec. 10 - Mar. 29) 3900 Vogel Rd., Arnold, MO 63010
Schnucks Festus (Dec. 10 - Mar. 29) 1181 Gannon Plaza, Festus, MO 63028
Schnucks Washington (Dec. 10 - Mar. 29) 2073 Washington Crossing, Washington, MO 63090

Missouri (outside St. Louis area)

Schnucks Cape Girardeau (Dec. 1 - Feb. 2) 19 South Kingshighway, Cape Girardeau, MO 63703
Schnucks Columbia (Dec. 10 - Mar. 29) 1400 Forum Blvd., Columbia, MO 65203
Schnucks Jefferson City (Dec. 10 - Mar. 29) 1801 Missouri Blvd., Jefferson City, MO 65109

Illinois (St. Louis metro area)

Schnucks Alton (Dec. 10 - Mar. 29) 2811 Homer Adams Pkwy, Alton, IL 62002
Schnucks Bethalto (Dec. 10 - Mar. 29) 72 Airport Plaza, Bethalto, IL 62010
Schnucks Swansea (Dec. 10 - Mar. 29) 2665 N. Illinois Street, Swansea, IL 62226
Schnucks Fairview Heights (Dec. 10 - Mar. 29) 625 Lincoln Hwy., Fairview Heights, IL 62208
Schnucks Seven Hills (Dec. 10 - Mar. 29) 907 East Highway 50, O'Fallon, IL 62269
Schnucks Granite City (Dec. 10 - Mar. 29) 3100 Madison Avenue, Granite City, IL 62040
Schnucks Waterloo (Dec. 10 - Mar. 29) 150 Waterloo Commons Dr., Waterloo, IL 62298

Illinois (outside St. Louis area)

Schnucks Champaign (Dec. 10 - Mar. 29) 109 N. Mattis Ave., Champaign, IL 61821
Schnucks Urbana (Dec. 10 - Mar. 29) 200 N. Vine, Urbana, IL 61802
Schnucks Savoy (Dec. 10 - Mar. 29) 1301 Savoy Plaza Center, Savoy, IL 61874
Schnucks Peoria (Dec. 10 - Mar. 29) 4800 N. University, Peoria, IL 61614
Schnucks Montvale (Dec. 10 - Mar. 29) 2801 Chatham Rd., Springfield, IL 62704
Schnucks Sangamon (Dec. 10 - Mar. 29) 1911 Sangamon Ave., E. Springfield, IL 62702
Schnucks Normal (Dec. 10 - Mar. 29) 1750 Bradford Ln., Normal, IL 61761
Schnucks Centralia (Dec. 10 - Mar. 29) 1129 West Broadway, Centralia, IL 62801
Schnucks Carbondale (Dec. 10 - Mar. 29) 915 W. Main, Carbondale, IL 62901
Schnucks DeKalb (Dec. 10 - Mar. 29) 975 South Annie Glidden Rd., DeKalb, IL 60115
Hilander Cherry Valley (Dec. 10 - Mar. 29) 2206 Barnes Blvd., Cherry Valley, IL 61112
Hilander 11th Street (Dec. 10 - Mar. 29) 3134 11th Street, Rockford, IL 61109
Hilander Alpine (Dec. 10 - Mar. 29) 2514 South Alpine Rd., Rockford, IL 61108
Hilander Mulford (Dec. 10 - Mar. 29) 2601 North Mulford, Rockford, IL 61114
Hilander Roscoe (Dec. 10 - Mar. 29) 4860 Hononegah Rd., Roscoe, IL 61073
Hilander Rural (Dec. 10 - Mar. 29) 1715 Rural, Rockford, IL 61107

Indiana

Schnucks Green River (Dec. 10 - Mar. 29) 3501 N. Green River Rd., Evansville, IN 47715
Schnucks Newburgh (Dec. 10 - Mar. 29) 8301 Bell Oaks Dr., Newburgh, IN 47630

Iowa

Schnucks Bettendorf (Dec. 10 - Mar. 29) 858 Middle, Bettendorf, IA 52722

FREQUENTLY ASKED QUESTIONS FROM SCHNUCKS

1. How do I know if my card was compromised? If you used your card at any one of the 79 affected stores between December 2012 and March 29, 2013, your card could have been accessed. We have been working with our payment processor to provide all potentially affected card numbers to the credit card companies so that they may send alerts to the card issuing banks. Those banks will then be able to take steps to protect their cardholders, such as adding enhanced transaction monitoring or reissuing a new card if these measures have not been taken already. Many banks have already taken these steps.

2. What personal information may have been affected? The only data accessed were card numbers and expiration dates-the data did not include cardholder names, addresses, or other identifying information.

3. Is it safe to use my card at Schnucks? Yes, we believe it is safe -- the issue has been identified and contained. You may continue to use your credit and debit cards at our stores. It is important to keep in mind that there is no such thing as perfect security and no card processing environment is guaranteed to be 100 percent safe, but you can be assured that we have acted to prevent this issue going forward.

4. I experienced fraud after you claim the issue was contained. Why?

I only used my card at Schnucks after you said the issue was contained. I've just been told that there is fraud on my card. Why?

Can I still experience fraud on my card even though the issue is contained?

Even though we contained the issue on March 30, if you used your card at any one of the 79 affected stores between December 2012 and March 29, 2013, your card could have been accessed. If your card was reissued and then you used it at one of the 79 stores through March 29, your new card could have been accessed. So even though we contained the issue going forward, any card that was previously accessed and not replaced since containment of the issue on March 30 could still experience fraud. Groups who steal credit cards from merchants will often wait and then sell the stolen credit cards in batches over time.

Be sure to monitor your account or proactively contact the bank, credit union, or other financial institution that issued your card. (The phone number to call is usually on the back of the card). We are continuing to work with our payment processor to provide all cards involved to the credit card companies so that they can issue alerts to the issuing banks. Those issuing banks can apply enhanced monitoring techniques or cancel and reissue the cards to protect their cardholders if they have not already done so. We are also working with law enforcement to apprehend those responsible. Federal law may limit your liability for unauthorized charges. You can obtain more information about this from the FTC's Consumer Protection website.

5. Will Schnucks or my financial institution ever call me and ask for personal information? We are aware of reports that scammers have attempted to take advantage of this issue by contacting people who may shop at Schnucks and requesting personal information (such as Social Security numbers or credit card numbers) under the guise of investigating this incident. Schnucks will never call, e-mail, or text you to obtain such sensitive personal information, nor do we believe that any financial institution would either. Please immediately report any such attempts to your local police department.

6. Why did you wait until now to make this announcement? It was important that we acquired all of the facts. A cyber-attack is not like a bank robbery where you know immediately when it occurred and who was affected. The investigation of a cyber-attack requires painstaking analysis of digital evidence that takes time in order to determine what happened. Since we first received notice of this issue, our team and the computer forensics experts we hired have been working non-stop to find and contain the issue. The forensic investigation firm found the first indication of an issue on March 28, we contained the issue by March 30, and we have been working to identify affected stores and card numbers since then. From the outset, we have been communicating reliable facts and useful information as they became available.

7. I have experienced fraud on my credit card. What do I do?

• Have you notified the company that issued your credit or debit card to let them know of any unauthorized charges? The number to call is usually on the back of the card. Federal law may limit your liability for unauthorized charges. You can obtain more information about this from theFTC's Consumer Protection website

• What if I have out-of-pocket expenses related to this issue? If you incurred card reissuance fees from your bank or fraudulent charges that were not forgiven or reimbursed, please mail a request for consideration of reimbursement with documentation of the expense to our corporate office:

Schnuck Markets, Inc.
11420 Lackland Road
St. Louis, MO 63146
Attention: Claims Department

8. Will someone steal my identity? Stolen credit card information is generally used to make fraudulent charges, not for true identity theft. Customers should inspect their credit card statement regularly and if customers suspect their cards may have been compromised, they should immediately contact their financial institution. We also recommend that you remain vigilant even if you do not find an issue at this time and that you monitor your credit reports. You may obtain a copy of your credit report, free of charge, directly from each of the three nationwide credit reporting companies.

To order your annual free report please visit www.annualcreditreport.com, call toll free at 1-877-322-8228, or directly contact the three nationwide credit reporting companies:

Equifax
PO Box 740241
Atlanta, GA 30374
www.equifax.com
1-800-525-6285

Experian
PO Box 9554
Allen, TX 75013
www.experian.com
1-888-397-3742

TransUnion
PO Box 6790
Fullerton, CA 92834
www.transunion.com
1-800-680-7289

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