Classified ads on the internet and in newspapers, promising work with dream pay. Then, they turn into a nightmare rip offs.

One St. Louis woman already found out about this scam the hard way. She lost thousands of dollars she says she definitely can't afford.

"I don't want to fall back and get into a depression mode but it's kind a hard," said Terry Hall, a scam victim.

Terry Hall holds two jobs and takes care of her disabled sister. But according to friend Shirley Gorman, Hall's personal pressures don't take away from the performance of her job as a caregiver.

"She was more than just a caretaker she was her friend and had a heart of gold," said Gorman.

Gorman should know. Hall cared for Gorman's mother before she died. A few weeks ago, Gorman saw this ad for caregivers in the Jewish Light. It offered $25.00 an hour, a higher rate than that offered by most employers in this industry.

"It looked great and I thought 'gee this might be something she would be interested in,'" said Gorman.

So Gorman passed along the information and Hall sent an email to address on the ad.

Next thing she knew, Hall had been hired by the advertiser to take care of a sickly mother-in-law.

So far so good, but then.

"Two days later, she sent me checks in the mail with my name on them and address," said Hall.

The checks totaled $3,900.

"She wanted me to go ahead and deposit them in my account," said Hall.

Then Hall was supposed to keep $300 for her first week's payment and transfer the rest to another bank account. Supposedly her new boss's financial advisor.

"She wanted the $3500 to go to this financial advisor so she could help prepare the house for mother-in-law to move into," said Hall.

But once the money from her account had been transferred out, then the check that had been deposited bounced. And that left her in the red.

"They took all of my money in the account," she said.

The crooks also scammed the Jewish Light too by paying for the bogus ad with a phony credit card number.

The newspaper pulled that ad, replacing it with a warning to their readers about the "fraudulent ad." But it was too late for Hall.

"It really upsets me that someone this good is treated that bad," Gorman said.

Five On Your Side reached out to get comments from the scammers, the bank, and the state attorney general, but have yet to hear back from them.

Both women say they are getting nowhere with the banks and the police so they've set up a go fund me page hoping to help Terry Hall recover at least some of the money she lost. Click here to access it.